Roth Contribution Limits 2024 Income Requirements. To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single, or $230,000 (up from. What is the maximum roth ira contribution for 2024?

Here’s a rundown of the 2023 and 2024 roth ira income and contribution limits, based on your filing status and modified adjusted gross income (magi): To make a full roth ira contribution for tax year 2024, the eligibility is an income limit below $146,000 for single filers and below $230,000 for married couples filing jointly.